Retirement 401(k)

Starting to save early and contributing consistently is essential to preparing for retirement, even if it feels lightyears away. With a 401(k), you can make automatic contributions directly from your paycheck. It makes saving a simple and effortless process.

401(k) Benefits

Fuze Health 401(k) Plan – Fidelity Investments

Fuze Health’s 401(k) retirement plan is administered through Fidelity Investments. If you’d like to learn more about your plan, make updates, or review your account, please contact Fidelity directly. Their team can assist with:

Rolling over funds from a previous employer
Setting up or adjusting your contributions
Answering any questions about your account

Plan Information

Plan Name: Fuze Health Inc.
Financial Institution: Fidelity Investments
Plan Number: 9648K
Website: www.netbenefits.com
Contact Number: 800.835.5097

2027 Plan Year Employer Match

100% match on the first 1% deferred, plus a 50% match on the next 5% deferred
Contribute at least 6% annually to receive the full 3.5% Employer match*

*For 2027, the IRS has set the annual compensation limit for employer contributions projected at $375,000*. As a result, the maximum employer match for individuals with eligible compensation above this threshold is projected at $13,125*.

Eligibility & Enrollment

Eligibility: Eligible upon hire; employer match begins after one year of employment and 1,000 hours worked in a plan year. Anyone who started with Fuze Health before January 1, 2026 is immediately eligible for the match.
Vesting: You are 100% vested once eligible for the match
Auto Enrollment: New employees are automatically enrolled at a 3% contribution rate (pre-tax) into an age-based target date fund. After one year, your contribution rate will automatically increase by 1% per year until you reach 6%. You may opt out or adjust your contribution rate at any time.

2027 Plan Limits

Below are the key Internal Revenue Service (IRS) annual limits that affect our 401(k) plan. These limits are updated annually. Additional IRS limits can be located here . The key limits for the 2027 tax year are as follows:

Standard Contribution: projected at $25,500*
Ages 50-59 or 64+: projected additional $8,500 catch-up contribution*
Ages 60–63: projected additional $11,750 catch-up contribution*
Annual match cap per compensation limit: 3.5% projected up to $13,125*

Roth Catch-up Requirement for Select Individuals

Beginning in 2026, if you worked at Fuze Health and earned more than $150,000 in FICA wages during the prior calendar year (2025), any catch-up contributions must be designated Roth catch-up contributions. Catch-up Contributions are elective deferrals made by participants age 50 or older that exceed the standard IRS employee contribution limit for the year. Roth contributions are not tax-deductible, but withdrawals are tax-free when normal retirement conditions are met.

Please Note: For impacted individuals, those that only have a pre-tax contribution rate on file high enough to reach the applicable catch-up limit, your contribution will be deemed to be Roth once you meet the standard limit noted above unless you change your contribution rate. You may adjust your contributions at any time by logging into www.netbenefits.com.

Fuze Health 401(k) Merger and Information Session

Watch the below presentation to learn more about the merger happening in late March 2026 and gain helpful insights into the Fuze Health 401(k) plan.

*Projected amounts for 2027. The IRS has not released the confirmed limits yet. We will update this guide once confirmed.

Fuze Health 401(k) Merger Presentation

Fuze Health 401(k) Qualified Automatic Contribution Arrangement Notice

Alto: 401(k) Presentation Recording

Truepill: 401(k) Presentation Recording

LetsGetChecked: 401(k) Presentation Recording

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Disclaimer: This presentation provides a summary of the employee benefit programs offered by Fuze Health. Should any discrepancies arise, please refer to the actual plan documents, which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form detailing the exclusions, limitations, and the full range of covered services of your plan.