Fuze Health offers additional supplemental plans to enhance your financial security and overall well-being.
Voluntary benefits provide extra financial protection beyond your regular health insurance, helping cover costs when unexpected health events happen. These benefits may include:
- Accident insurance, which helps pay for expenses related to unexpected injuries and can provide cash benefits to use as you choose
- Critical illness insurance, which pays a lump sum if you’re diagnosed with a serious condition like cancer or a heart attack, helping cover treatment and everyday expenses
- Hospital Care indemnity insurance, which pays a set amount for each day you’re in the hospital to help with out-of-pocket costs
Together, these voluntary benefits give you added peace of mind by helping protect your finances when you need it most. You choose whether to enroll and pay for coverage, allowing you to customize protection for yourself and your family.
Accident Injury
Accident Injury insurance provides financial assistance following an accidental injury, covering costs like emergency treatments, hospital stays, and follow-up care.
Unexpected medical accidents can be traumatizing and costly, both physically and financially. Accident insurance is not meant to replace traditional health insurance, but can help buffer these costs by covering some expenses of emergency room copays, surgeries, hospitalizations and doctor’s office visits related to an accident. Simply submit your medical bills, then you can decide for yourself how to use the money. This type of insurance is particularly helpful for particularly active families or those who may not have the savings set aside to cover an accident.
- Helps cover the costs that result from an accident
- High and Low plan options
- Pays a lump sum directly to you
- Use this money as you see fit
- Copays
- Deductibles
- Transportation
- Lodging need
- And more
The plan also has a $50 Wellness Treatment, Health Screening Test, and Preventive Care Benefit for the employee and each covered family member, which pays when you receive preventive care (e.g., annual physical, COVID vaccine, mammogram, etc.).
Critical Illness
Critical Illness Insurance pays you a lump sum benefit in the event that you or your spouse are diagnosed with an illness like cancer, stroke or heart attack.
When you elect Critical Illness coverage, you choose a dollar amount– $15,000 or $30,000 for yourself, 50% of the Employee's benefit amount for Dependents and that is the amount that will be paid to you or dependent, if you are diagnosed with a critical illness that is covered by your plan. No one wants to consider the possibility of getting a critical illness, but by purchasing this insurance, you can minimize the financial impact on you and your family.
Covered illnesses that pay at 100% include:
- Heart attack
- Coma
- Kidney failure
- Cancer
- And many more
No pre-existing condition exclusions!
The plan also has a $50 Wellness Treatment, Health Screening Test, and Preventive Care Benefit for the employee and each covered family member, which pays when you receive preventive care (e.g., annual physical, COVID vaccine, mammogram, etc.).
Hospital Care Indemnity
Hospital Care Indemnity insurance plan pays a set benefit amount for each day you are hospitalized due to illness or injury. It helps cover out-of-pocket costs not included in regular health insurance, such as deductibles, copayments, and non-medical expenses, ensuring additional financial support during hospital stays.
When you elect Hospital Care insurance, you receive a lump sum payment directly to you to help with the cost associated with a hospital admission or stay. You can use the cash payment for anything you like.
Cigna Hospital Care Insurance can supplement existing medical coverage and help provide financial support to pay for out-of-pocket expenses such as mortgage payments, college tuition, hiring household help, or treatment not covered by your medical plan. Benefits are paid regardless of what is covered by medical insurance. With Cigna, you’ll have a choice of two comprehensive plans (called the “Low Plan” and the “High Plan”) which provide lump sum cash payments for covered events regardless of any other payments you may receive from your medical plan.
Hospital Care insurance pays you if you have been hospitalized due to an accident or illness. Some of the payable benefits include Hospital Admission, Hospital Confinement, and Inpatient Rehabilitation.
Please refer to the plan summary to the right for some of the covered benefits/services, when an accident or illness puts you in a hospital.
The plan also has a $50 Wellness Treatment, Health Screening Test, and Preventive Care Benefit for the employee and each covered family member, which pays when you receive preventive care (e.g., annual physical, COVID vaccine, mammogram, etc.).
Disclaimer: This presentation provides a summary of the employee benefit programs offered by Fuze Health. Should any discrepancies arise, please refer to the actual plan documents, which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form detailing the exclusions, limitations, and the full range of covered services of your plan.