2026 Open Enrollment
Open Enrollment is the only time you can make changes to your benefits decisions each year, unless you experience a
qualifying life event during the year.
Enrollment Overview
Open Enrollment Announcement
Fuze Health will hold its first Open Enrollment with a harmonized Total Rewards package from November 5, 2025, through November 21, 2025, with benefits effective January 1, 2026.
All employees must actively enroll in benefits during this period. If you do not complete your enrollment, you will not have benefits for the 2026 plan year, with the exception of employer-paid benefits, including Basic Life Insurance, Short-Term Disability (STD), and Long-Term Disability (LTD) coverage.
Whether you're electing or waiving benefits, please follow these instructions:
- Log in to Okta (Alto), Entra ID (Truepill) or JumpCloud (LetsGetChecked) and select the Workday icon.
- From Workday’s Home Page, open the dropdown menu in the upper-left corner and select Benefits.
- Click the PlanSource Portal link to update your elections.
For questions or assistance, please contact the Fuze Health Total Rewards Team at [email protected]
What's New or Changing for 2026?
As we approach the new plan year, we are excited to announce several updates and enhancements to our benefits program. Here’s a summary of what’s new and how these changes can positively impact you and your family.
Medical:
We have chosen Cigna and Kaiser as our medical insurance carriers. We are introducing a Kaiser High Deductible Health Plan (HDHP) for our employees located in both Northern and Southern California. This plan is qualified for a Health Savings Account (HSA), thereby offering additional tax-advantaged savings opportunities for healthcare expenses. Visit the Medical & Prescription page for more details and the cost to enroll.
Please Note: The Kaiser HDHP is not available for Colorado employees.
Dental:
MetLife will become our dental insurance carrier. Orthodontia coverage currently available for employees' children will be expanded in the upcoming plan year to include adults, with a lifetime annual coverage cap of $3,000. For more detailed information, please visit the Dental page.
Vision:
MetLife will be our vision insurance carrier. For additional details, please visit the Vision page.
Optum: New Pre-tax Savings Carrier
Effective January 1, 2026, Fuze Health is excited to announce the transition of Pre-tax Savings accounts—including Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and Commuter Benefits—to Optum. In addition, we’re introducing a new Lifestyle Spending Account (LSA), offering expanded options to manage both healthcare and personal wellness expenses. For more details, please visit the Spending Accounts page.
To help employees prepare for this transition, Fuze Health has developed tailored FAQs for each organization now joining under the Fuze Health umbrella:
- Truepill Employees: Review the Truepill FAQ for details on what to expect with your HSA, FSA, and Commuter Accounts.
- Alto Employees: Review the Alto FAQ for details on what to expect with your HSA, FSA, and Commuter Accounts.
- LetsGetChecked Employees: Review the LetsGetChecked FAQ for details on what to expect with your HSA, FSA, and Commuter Accounts.
These resources will help ensure a smooth transition and provide clarity on how your current and future accounts will be managed under Optum.
IRS Plan Contribution Limits for 2026:
Flexible Spending Account (FSA)
- HealthCare FSA: The maximum annual contribution limit for the Health Care FSA is now $3,400.
- HealthCare FSA Rollover: You can now carry over up to $680 of unused funds into the following plan year. This allows you to minimize the "use-it-or-lose-it" risk and better manage your healthcare expenses.
- Dependent Care FSA: The maximum annual contribution for Dependent Care FSA is increasing to $7,500.
- Parking FSA: The maximum monthly contribution for Parking FSA is now $340.
- Transit FSA: The maximum monthly contribution for Transit FSA is now $340.
Health Savings Account (HSA)
- Individual HSA: The annual contribution limit for individuals with self-only coverage under a high-deductible health plan (HDHP) is now $4,400.
- Family HSA: For those with family coverage under an HDHP, the annual contribution limit is now $8,750.
- Catch-Up Contributions: Participants aged 55 or older can make an additional "catch-up" contribution of $1,000 annually.
401(k)
- Standard Contribution: $24,500
- Age 50 or Older: Additional $8,000 catch-up contribution
- Ages 60–63: Additional $11,250 catch-up contribution
Open Enrollment Resources
LIVE! Open Enrollment 2026 Overview
The Benefits Team invites you to attend our live 2026 Open Enrollment presentation. We will hold a total of seven live Open Enrollment Webinars, with two sessions dedicated to each merger—Alto, LetsGetChecked, and Truepill. Please plan to attend one if you have any questions. One of the webinars will concentrate on HSA education, and all employees are encouraged to participate. This ensures that everyone receives valuable insights into health savings accounts, enhancing their understanding and ability to make informed decisions. We will discuss how you can maximize your Health Savings Account while paying less in premiums for the Cigna and Kaiser HDHP Plan, reduce your taxable income and find out how you can save on medical expenses, and put away money for retirement!
This informative session will help you navigate your benefits options for 2026.
During the presentation, we'll cover:
- Dates to Remember
- What's New in 2026?
- Benefits Overview
- How to Enroll
- Resources
This is your opportunity to learn more about the benefits available to you and get answers to your questions.
Disclaimer: This presentation provides a summary of the employee benefit programs offered by Fuze Health. Should any discrepancies arise, please refer to the actual plan documents, which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form detailing the exclusions, limitations, and the full range of covered services of your plan.