Medical & Prescription Plans

In our continued effort to support the well-being of you and your family, Buy Box Experts will offer medical coverage through UnitedHealthcare.

Your medical plan gives you access to doctors, hospitals, and preventive services to keep you and your family healthy. Coverage includes everything from routine checkups and vaccinations to care for illnesses, emergencies, and chronic conditions. With multiple plan options, you can choose the network and level of coverage that best fits your needs and lifestyle.

What to consider when choosing a plan
Healthcare Terminology Glossary
Pharmacy & Know Where To Go

Buy Box Experts wants to make sure that you and your family members have access to excellent medical care. You can choose from two different UHC plans, all offering great levels of coverage.

Please reference the “UHC Provider Directory” link located to the right to find doctors and facilities that are In-network with UHC, so you can maximize your in-network coverage. Be sure to select the Choice Plus plan. Buy Box Experts offers a High Deductible Health Plan (HDHP) that allows you to open a Health Savings Account (HSA). With the exception of preventive care, which is covered at no cost, all other procedures are subject to the plan’s deductible.

In addition to offering a HDHP, Spreetail will contribute up to $500/year to an employee’s Health Savings Account (HSA) when they enroll in Employee Only coverage and up to $1,000/year when enrolling with one or more dependents. *The HSA employer contribution is split up over 12 or 26 pay periods. If you start after October 1st, the employer HSA contribution is pro-rated amongst the remaining pay periods in the year (10/1/2026-9/30/2027).

  • Bi-weekly: $19.23 for employee only coverage
  • Bi-weekly: $38.46 for dependent tiers
  • Monthly: $41.66 for employee only coverage
  • Monthly: $83.33 for dependent tiers

A HSA will automatically be opened with Benepass once you enroll in the HDHP. Please notify HR if you are also enrolled in another medical plan (parents, spouse, Medicare, etc.) as it may limit your eligibility to receive HSA contributions.

Employee's premiums are staying the same for 2026-2027!

Please note: Imputed income applies for domestic partner premiums, post-tax.

Group Number
Service Number
1767401
866.801.4409

UHC Provider Directory

UHC PPO Summary of Benefits & Coverage
UHC PPO Benefit Summary
UHC HDHP with HSA Summary of Benefits & Coverage
UHC HDHP with HSA Benefit Summary
UHC Member Resources
UNITEDHEALTHCARE
MEDICAL
PPO PLAN
CHOICE PLUS EOU7 / K35S
HDHP with HSA
CHOICE PLUS EOSV / E83
Network
In-Network | Out-of-Network
In-Network | Out-of-Network
Calendar Year Deductible
  • Individual
  • Family
$1,500 | $3,000
$3,000 | $6,000
$3,600 | $7,200 $7,200 | $14,400
Out-of-Pocket Maximum
  • Individual
  • Family
$2,000 | $4,000 $4,000 | $8,000
$3,600 | $7,200 $7,200 | $14,400
Preventive Care
No charge | 30%*
No charge | 0%*
Primary Office Visit
$15 copay | 30%*
0%* | 0%*
Specialty Office Visit
$30 copay | 30%*
0%* | 0%*
Telemedicine
$15/$30 copay | 30%*
0%* | 0%*
Chiropractic Care
(20 visits)
$15 copay | 30%*
0%* | 0%*
Acupuncture
Not covered
Not covered
Lab and X-ray
0%*/30%* | 30%*
0%* | 0%*
Hospitalization
0%* | 30%*
0%* | 0%*
Outpatient Facility
0%* | 30%*
0%* | 0%*
Emergency Room
0%*
0%* | 0%*
Urgent Care
$75 copay | 30%*
0%* | 0%*
PRESCRIPTION DRUGS
Retail (30-Day Supply)
Tier 1: Generic
$10 copay
0%* | 0%*
Tier 2: Preferred
$40 copay
0%* | 0%*
Tier 3: Non-Preferred
$125 copay
0%* | 0%*

*after deductible has been met

Contributions

EMPLOYEE COST
PPO 1500
MONTHLY
PPO 1500
BI-WEEKLY
HDHP 3600
MONTHLY
HDHP 3600
BI-WEEKLY
Employee Only
$0.00
$0.00
$0.00
$0.00
Employee + Spouse
$274.40
$126.65
$233.16
$107.61
Employee + Children
$196.01
$90.47
$166.54
$76.86
Employee + Family
$465.54
$229.17
$421.89
$194.72

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Disclaimer: This presentation provides a summary of the employee benefit programs offered by Spreetail. Should any discrepancies arise, please refer to the actual plan documents, which supersede this presentation. Once enrolled, you will receive a Combined Evidence of Coverage and Disclosure Form detailing the exclusions, limitations, and the full range of covered services of your plan.